Financing built for real estate professionals looking to scale with speed and confidence.
We offer tailored loan solutions to meet the diverse needs of real estate investors. Whether you're acquiring rental properties, building from the ground up, or consolidating your portfolio, our loan programs provide the flexibility, speed, and expertise to help you succeed. With loan amounts ranging from $100K to $30M, we ensure you have the resources to capitalize on every opportunity.
Flexible Capital for Growing Portfolios
Explore our financing solutions built for investors who demand quick closings, high leverage, and low rates.
| Loan Type | Property Types | Loan Purpose | Term | Loan Amount | Acquisition | Rehab / Construction | Starting Rate | Prepayment | Min FICO |
|---|---|---|---|---|---|---|---|---|---|
| Fix & Flip Loans | Non-owner Occupied 1-4 unit residential, Townhomes, Condos | Acquisition, Refinance | 6 to 24 months | $100,000 - $5,000,000 | Up to 90% of purchase price | Up to 100% of Rehab Costs (Max 75% of ARV) | 7.75%+ | None | 620 |
| New Construction Loans | Non-owner Occupied 1-4 unit residential, Townhomes, Condos | Acquisition, Refinance | 12 to 36 months | $100,000 - $5,000,000 | Up to 90% Loan-to-Cost (LTC) for Land Purchase (for qualified investors) | Up to 100% of Construction Costs (not exceeding 75% of completed value) | 8.25%+ | None | 620 |
| Rental Property Loans (DSCR) | Non-owner Occupied 1-4 unit residential, Townhomes, Condos | Purchase, Refinance, Cash-Out | 5/6, 7/6, or 10/6 ARM or 30-year FRM | $100,000 - $2,500,000 | Up to 80% of purchase price | - | 5.75%+ | Subject to terms | 660 |
| Multifamily Loans | Multifamily residential properties (5+ units) | Purchase, Refinance, Cash-Out | 12 to 24 months (short-term) or up to 30 years (long-term) | $500,000 - $30,000,000 | Up to 80% LTV for Purchases, Up to 75% LTV for Cash-Out Refinancing | Up to 100% of Construction Costs (not exceeding 75% of completed value) | 5.75%+ (long-term), 7.25%+ (short-term) | Subject to terms | 660 |
| Bridge Loans | Non-owner Occupied 1-4 unit residential, Townhomes, Condos, Multifamily | Acquisition, Refinance, Bridge | 6 to 24 months | $100,000 - $10,000,000 | Up to 75% of purchase price | - | 7.25%+ | None | 620 |
Fast, flexible financing with transparent terms, competitive rates, and personalized service for seamless real estate investments.
Quick Process, Clear Solutions.
We simplify the financing process with fast approvals, tailored solutions, and quick funding, helping you achieve your real estate goals effortlessly.
Step 1
Fill out a simple form with your project details to quickly begin the financing process and start your real estate journey.
Step 2
Our team will contact you to discuss your project and clarify any questions, ensuring a seamless financing experience.
Step 3
Receive an initial financing quote based on your project details, helping you review options and understand potential loan terms.
Step 4
We evaluate the property's value to determine the loan amount, ensuring alignment with your project goals.
Step 5
Submit the necessary documentation to verify your financials and property details, ensuring we have all the information needed.
Step 6
Once reviewed, we provide final loan approval, allowing you to move forward confidently with your real estate investment.
Step 7
Quickly close the deal, securing your funds and allowing you to begin your real estate project without delay.
Straight answers. No fluff. If you don't see your question below, call us directly.
We fund fix-and-flip projects, rental properties, multifamily units, new construction, and commercial properties
Loan amounts range from $100,000 to $30 million, depending on the project type and borrower qualifications.
DSCR long-term rental loans start around 5.75%+ for 1–4 unit residential. Multifamily DSCR (5–10 units) starts around 6.375%+. Bridge loans start at 9.49%, fix & flip at 9.99%, and ground-up construction at 10.49%+. Rates vary based on LTV, credit score, and loan type.
Most loans close within 5–14 business days, with expedited options available for urgent projects.
Requirements typically include property details and a soft credit check (which does not impact your credit score). Proof of income is not required, as these are investor loans under an LLC.
No, income verification is not required for investor loans.
A DSCR (Debt Service Coverage Ratio) loan is based on the rental income of a property, not the borrower’s personal income. It’s ideal for investors building or expanding their rental portfolio.
Yes, we offer financing solutions tailored to both new and experienced real estate investors.
We typically fund up to 90% LTV on rehab projects, including 100% of the rehab budget, and up to 80% LTV on rental properties.
Yes, we provide financing nationwide for eligible projects.
Typically, you’ll need property details and your LLC formation documents. A soft credit check is required but will not affect your credit score.
You can start your application online or contact our team for personalized assistance.
Fees may include an origination fee and closing costs, which vary based on the loan type. To see the exact terms for your deal, request a term sheet by filling out our application.
Yes, we work with individuals, LLCs, and other corporate entities.
We evaluate the property’s potential and the overall project instead of relying solely on credit scores. A soft credit check is conducted but won’t impact your credit.
We do not finance land development but can assist with funding for eligible new construction projects.
We offer faster approvals, flexible terms, and funding solutions designed specifically for real estate investors. Unlike banks, we don’t require tax returns, income verification, or endless paperwork - just a streamlined, hassle-free process that gets you to closing fast. Best of all, our rates are highly competitive, often coming in right around bank pricing but without the red tape or lengthy approval timelines. Plus, we don’t leave you hanging - while banks often pull funding at the last minute, we stand by our commitments to ensure a smooth, reliable closing every time.
