Hard Money Loans in Miami, FL
Fast, flexible private lending for Miami real estate investors. DSCR, fix & flip, bridge, and construction — close in 5–14 days with no income verification.
5.75%
DSCR Rate From
7.75%
Fix & Flip From
90%
Max LTV
5–14 Days
Closing Time
Loan Programs for Miami Investors
DSCR Rental Loans
Long-term rental financing based on property cash flow — no W-2s, no tax returns. Ideal for buy-and-hold investors in Miami, Coral Gables, Coconut Grove, and Brickell.
Fix & Flip Loans
Up to 90% LTC on Miami fix & flip projects. Includes rehab budget. Fast draws, no prepayment penalty after 6 months. Covering Wynwood, Little Havana, Liberty City, Hialeah, and beyond.
Bridge Loans
Short-term capital to bridge the gap — ideal for acquisition before refinance or sale. 12–24 month terms, competitive pricing for Miami multifamily and mixed-use.
New Construction
Ground-up construction financing for SFR and small multifamily in Miami-Dade County. Draw-based funding, competitive rates.
Miami-Dade Markets We Serve
Miami Beach · Coral Gables · Coconut Grove · Brickell · Wynwood · Little Havana · Hialeah · Doral · Homestead · North Miami · Miami Gardens · Aventura · Kendall
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