Fort Lauderdale · Broward County

Hard Money Loans
Fort Lauderdale

Broward County's real estate market moves fast. Adler Capital funds Fort Lauderdale investors with hard money, DSCR, and bridge loans — closing in as few as 5 days with no income verification required.

5.75%

Rates From

90%

Max LTV

5–14 Days

Time to Close

$100K–$5M

Loan Range

Why Investors Choose Fort Lauderdale

Broward County's market rewards speed

Fort Lauderdale sits at the intersection of South Florida's strongest rental demand and a perpetually undersupplied housing market. With Broward County growing faster than Miami-Dade in net population inflow, investor demand for both short-term vacation rentals and long-term income properties is rising year over year.

The challenge is competition. Off-market deals and auction properties require all-cash or near-cash speed to win. Adler Capital's hard money loans give Fort Lauderdale investors the closing speed to compete — without sacrificing deal economics.

Average Days on Market (Investment)18 days
Broward County YoY Rent Growth+6.2%
Avg Fix & Flip Gross Margin (2025)24–31%
STR Occupancy (Fort Lauderdale Beach)74%

Loan Programs

Financing for every Fort Lauderdale strategy

Fix & Flip

From 9.99%
Up to 90% LTC6–18 months

Acquisition + rehab in one loan. Fast approvals for Broward County flippers targeting Las Olas, Victoria Park, Lauderdale-by-the-Sea, and surrounding neighborhoods.

DSCR Rental

From 5.75%
Up to 80% LTV30-year

Qualify on property cash flow — not your tax returns. Ideal for Fort Lauderdale rentals, short-term vacation units, and multi-family holds.

Bridge Loan

From 9.49%
Up to 85% LTV3–24 months

Bridge the gap between purchase and permanent financing. Perfect for value-add acquisitions in Flagler Village, Sailboat Bend, or Downtown Fort Lauderdale.

New Construction

From 10.49%
Up to 85% LTC12–24 months

Ground-up construction draws tied to project milestones. Financing new builds across Broward County including Wilton Manors, Oakland Park, and Pompano Beach.

Markets Served

We lend throughout Broward County

Downtown Fort Lauderdale
Las Olas / Rio Vista
Victoria Park
Flagler Village
Lauderdale-by-the-Sea
Wilton Manors
Oakland Park
Pompano Beach
Deerfield Beach
Hallandale Beach
Hollywood, FL
Dania Beach

Common Questions

Fort Lauderdale hard money — answered

Do I need a Florida real estate license to borrow?

No. Hard money loans are business-purpose loans for investors — no license required. You just need to be purchasing or refinancing an investment property.

Can I close on a Fort Lauderdale property in under two weeks?

Yes. With a clean title and a solid deal, we regularly close in 5–10 business days. If you've used us before, closings can be even faster.

Do you lend on condos in Fort Lauderdale?

We lend on non-warrantable condos and condo-hotels that conventional lenders typically won't touch — common in Fort Lauderdale's waterfront markets.

What's your minimum credit score for hard money in Broward County?

We focus on the deal, not just the score. Most programs accept 620+, and asset-based approvals may work for borrowers with strong equity regardless of credit.

Ready to Move Fast?

Get your Fort Lauderdale deal funded in days

Submit your deal and get a term sheet within 24 hours. No obligation. No credit pull.