9.99%
Fix & Flip From
90%
Max LTC
5–14 Days
Time to Close
$100K–$5M
Loan Range
Why Boca Raton?
High-margin flips, strong rental demand
Boca Raton continues to attract high-net-worth buyers from the Northeast and Midwest seeking lifestyle-driven relocations. The result: a flip market where renovated homes in desirable school districts regularly transact above $700/sq ft — generating gross margins that outpace most Florida metros.
The rental side is equally strong. Corporate relocations, seasonal residents, and FAU-area demand create year-round occupancy for well-positioned rental properties. DSCR loans let investors hold long-term without income documentation obstacles.
Loan Programs
Boca Raton investor financing — every strategy
Fix & Flip
From 9.99%Acquisition and rehab rolled into one clean loan. Perfect for Boca Raton and Delray Beach flippers targeting single-family homes, townhomes, and condo conversion projects.
DSCR Rental
From 5.75%Long-term rental financing based on the property's income — not yours. Ideal for Boca Raton rentals targeting the snowbird and executive relocation market.
Bridge Loan
From 9.49%Short-term capital for acquisitions while you arrange permanent financing. We close fast so you can win competitive deals in East Boca Raton and Mizner Park neighborhoods.
Rental Portfolio
From 6.25%Blanket loans for multiple investment properties under one note. Consolidate your Palm Beach County portfolio and unlock equity without selling.
Markets Served
We lend across Palm Beach County
Common Questions
Boca Raton fix & flip loans — answered
What types of properties do you finance in Boca Raton?
Single-family, 2–4 unit multifamily, condos (including non-warrantable), townhomes, and small commercial mixed-use. Most investor purchase and refinance scenarios qualify.
Is Boca Raton a good market for fix and flip in 2026?
Yes — particularly East Boca Raton's older single-family housing stock. Properties from the 1970s–1990s continue to attract strong buyer demand after renovation, with ARVs running well above national averages.
Can I use a hard money loan for a Boca Raton condo flip?
In most cases, yes. We lend on condo flips that conventional lenders avoid — non-warrantable condos, condotels, and buildings with high investor concentration. Call us to discuss the specific building.
How quickly can Adler Capital close in Palm Beach County?
Typically 5–14 business days from application to funding. For repeat borrowers or pre-approved scenarios, we've closed in as few as 3 days.