9.49%
Bridge Loans From
85%
Max LTV
5–14 Days
Time to Close
$250K–$5M
Loan Range
Why Palm Beach County?
Ultra-high-net-worth migration driving all segments
Palm Beach County has emerged as one of the fastest-growing wealth-migration destinations in the United States. With no state income tax, a favorable legal environment, and a luxury lifestyle offering rivaling any coastal metro, the area continues to attract high-net-worth buyers who pay premium prices for premium properties.
This wealth inflow benefits investors at every level: luxury flippers in Palm Beach see compressed days-on-market for renovated product, while DSCR investors in West Palm Beach and Wellington find strong occupancy driven by demand from executives, professionals, and seasonal residents.
Loan Programs
Palm Beach investor financing — built for this market
Bridge Loan
From 9.49%Fast acquisition capital for Palm Beach, West Palm Beach, and surrounding markets. Close before your competition while you arrange permanent financing or prepare for sale.
DSCR Rental
From 5.75%Long-term hold financing for Palm Beach County rentals. Qualify on gross rental income — no personal income documentation, no W-2s, no tax returns required.
Fix & Flip
From 9.99%Renovation and acquisition financing for West Palm Beach, Lake Worth, Riviera Beach, and inland Palm Beach County markets with strong flipper demand.
Rental Portfolio
From 6.25%Blanket loan financing for multi-property Palm Beach County portfolios. Consolidate multiple notes under one fixed-rate loan and access equity efficiently.
Markets Served
Lending throughout Palm Beach County
Common Questions
Palm Beach bridge loans — answered
Do you finance luxury properties in Palm Beach?
Yes — we specialize in higher-value investment properties that fall outside conventional lending guidelines. Palm Beach luxury investment properties commonly have characteristics (non-warrantable, large loan sizes, investor ownership) that we handle routinely.
What is a bridge loan and when does it make sense?
A bridge loan is a short-term (3–24 month) loan used to acquire a property quickly while you arrange permanent financing or complete improvements before a sale. It's ideal when timing matters and conventional lenders are too slow.
Can I get a DSCR loan on a Palm Beach short-term rental?
Yes. We calculate DSCR for short-term rentals using documented rental income — either a 12-month actual income history or an appraisal-based market rent estimate. Palm Beach's strong STR market supports favorable DSCR calculations.
How is Adler Capital different from a hard money lender?
We source loans across 10+ institutional lenders including Kiavi, Roc Capital, Visio, and Dominion — so you get the right program for your deal at competitive pricing, not just whatever one lender happens to offer.