Frequently Asked Questions


Frequently Asked Questions

Find answers to common questions about our services, processes, and more. Need more help? Contact us anytime!

Find answers to common questions about our services, processes, and more. Need more help? Contact us anytime!

We fund fix-and-flip projects, rental properties, multifamily units, new construction, and commercial properties

Loan amounts range from $100,000 to $30 million, depending on the project type and borrower qualifications.

DSCR long-term rental loans start around 5.75%+ for 1–4 unit residential. Multifamily DSCR (5–10 units) starts around 6.375%+. Bridge loans start at 9.49%, fix & flip at 9.99%, and ground-up construction at 10.49%+. Rates vary based on LTV, credit score, and loan type.

Most loans close within 5–14 business days, with expedited options available for urgent projects.

Requirements typically include property details and a soft credit check (which does not impact your credit score). Proof of income is not required, as these are investor loans under an LLC.

No, income verification is not required for investor loans.

A DSCR (Debt Service Coverage Ratio) loan is based on the rental income of a property, not the borrower’s personal income. It’s ideal for investors building or expanding their rental portfolio.

Yes, we offer financing solutions tailored to both new and experienced real estate investors.

We typically fund up to 90% LTV on rehab projects, including 100% of the rehab budget, and up to 80% LTV on rental properties.

Yes, we provide financing nationwide for eligible projects.

Typically, you’ll need property details and your LLC formation documents. A soft credit check is required but will not affect your credit score.

You can start your application online or contact our team for personalized assistance.

Fees may include an origination fee and closing costs, which vary based on the loan type. To see the exact terms for your deal, request a term sheet by filling out our application.

Yes, we work with individuals, LLCs, and other corporate entities.

We evaluate the property’s potential and the overall project instead of relying solely on credit scores. A soft credit check is conducted but won’t impact your credit.

We do not finance land development but can assist with funding for eligible new construction projects.

We offer faster approvals, flexible terms, and funding solutions designed specifically for real estate investors. Unlike banks, we don’t require tax returns, income verification, or endless paperwork - just a streamlined, hassle-free process that gets you to closing fast. Best of all, our rates are highly competitive, often coming in right around bank pricing but without the red tape or lengthy approval timelines. Plus, we don’t leave you hanging - while banks often pull funding at the last minute, we stand by our commitments to ensure a smooth, reliable closing every time.